Different views have been expressed on the new
arrangement for the payment of pensions through banks. From the
viewpoint of the government there are many advantages. However,
many recipients are not happy. There is no doubt that frauds
were perpetrated by unscrupulous Postal department employees,
Grama Niladharis, etc., But, what is the assurance that frauds
will be eliminated simply because payments are made through
banks?
I am aware that many public officers
meticulously maintained records of their salaries for three or
four decades. During my time I know of a number of my colleagues
who at a time when salary slips were not issued, kept records in
exercise books. I know of persons who kicked up a row even when
one cent was reduced from their pay, intentionally or by
mistake. Especially in large organisations like the Postal,
Railway, Health and Education departments the difference of one
cent would add up to a sizable amount over along period of time.
In the absence of any document how is the
recipient to know that he gets the exact amount due him simply
because payments are made through banks with the option of
making withdrawals through ATMs or through new-fangled mobile
phones? However it does not obviate the need to issue a receipt
to the recipient. More so because it involves a financial
transaction and the recipient would like to keep a record of it.
Computer enthusiasts are aware that large scale
financial rackets have been master minded by "hackers" who
simply pilfer millions without the knowledge of account holders
and the bankers themselves!
Many pensioners live in remote areas far away
from banks. Visiting a bank would involve many hours and
additional expenses. Most rural banks in rural areas do not have
automated facilities. ATMs will merely record the total receipts
and not the breakdown. I am sure that most pensioners would like
to know about the changes made in their pensions from time to
time. In fact a receipt would be useful in proof of one’s
monthly income when somebody goes to purchase some item on
instalment or to obtain a loan from a financial institution.
Surely the government does not have to spend large amounts in
preparing and sending receipts. The receipts need not be posted.
They can be made available at the time of collection.
N. Perera
Polgasowita